Banking

Bank Financial Management courses begin by identifying and explaining the many instruments and markets banks use and operate in. It then provides an overview of the roles of banks and other financial organisations in advanced financial systems and the value they add to economies. Balance sheet and profit and loss statements are analysed to understand banks’ commercial and investment activities.

Financial ratios from these statements are calculated to compare commercial banks’ relative financial performance and areas for improvement. A bank’s credit and interest rate exposures are also considered as well as methods to quantify and manage them.

Also considers the financial development of economies from a barter system to the current complex international system based on money. It analyses the cause and solution to the current global financial crisis from a banking perspective.

BANK RISK MANAGEMENT

COURSE OVERVIEW

The perception of risk management is fundamentally changing within today's institutions. It is no longer seen purely as a control mechanism – but as a critical input into the basic business question: am I earning enough revenue out of this transaction to compensate me for the additional risks I am taking on? Every transaction needs to be assessed in terms of the increase in risk to the institution, with the assurance that the pricing of that transaction will generate a suitable return. Such a risk culture is reinforced by the new Basel Accord, due to be implemented in many countries by the end of the decade. This requires the banks to allocate regulatory capital against the major components of risk, using either regulatory or, more likely, internal models.

This 2 week training program is designed to provide you with a high-level overview of modern risk management, including a breakdown of the new Accord and a comparison with the old one. This will then be followed by an in-depth examination of the techniques and management structures used to assess and control risk, including a detailed discussion on the implementation of value-at-risk, which is becoming the de-facto standard for measuring risk across all the major classes-market, credit and operational.

In the current economic downturn, many financial institutions have lost large amounts of money and have needed to be assisted by governments. This course will address the critical question of, was this a failure of risk management, and if so why?

PROGRAM KEY FEATURES:

  • Why risk management has become so crucial to financial institutions
  • What decisions you need to make when implementing the new Accord and in what time frame
  • The level of economic capital required to underpin any transaction
  • What are the competing internal approaches to the measurement of credit risk
  • What methodologies for operational risk measurement are becoming industry-standard
  • Does modelling work: how to mitigate the really big events that may bring you down

WHO SHOULD ATTEND

  • Heads of Risk Management
  • Risk Analysts
  • Heads of Project Finance
  • Financial Analysts
  • Portfolio Managers
  • Treasury Managers
  • Credit Managers
  • Rating Agency Analysts
CREDIT MANAGEMENT

COURSE OVERVIEW

The Diploma in Credit Management and Debt Collection is a structured course that has been formulated specifically for those in Credit roles or aspiring Credit Managers in the workplace. This part-time course provides participants with an in depth exploration of the credit management role within organisation. It sets out to dispel any negative perceptions there may be about credit and replace the current perceptions with a positive, commercially aware, profit focused, customer centred function at the heart of every successful business.

PROGRAM KEY FEATURES:

  • Overview of Credit Management as a vital business function; Information sources and application; Understanding Financial Accounts; Applying Ratio Analysis to develop your own scoring models; Ongoing Risk assessment and calculating exposure; Methods of mitigating risk, getting security
  • Understanding Insolvency, Liquidations, Receiverships, Examinership; Credit Policy, Credit Terms; Administration, develop your own “Right First Time” model in your business; Effective Communications; Effective Collection Methods; Debt Collection; The Legal process for Debt Collection; Effective KPI’s and reports

WHO SHOULD ATTEND

  • Credit Controllers
  • Credit Manager
  • Middle Level Managers/No Executives
ISLAMIC BANKING & FINANCE

COURSE OVERVIEW

Islamic banking is one of the fastest growing sectors in financial market. Many countries around the world have seen a great demand for Islamic banking services, which has created great job potentials in the field.

This course in Islamic Banking & Finance has been designed to explore structure of the Islamic banking and finance, industry, its theoretical foundations, products, performances, Islamic financial instruments and risk assessment issues. The course gives you a good starting point for your exceptional career in the field.

PROGRAM KEY FEATURES:

  • Introduction to Islamic Banking & Finance
  • History of Islamic Banking and Finance
  • The Philosophy of Islamic Finance
  • The Islamic Banking Model
  • The Islamic Economic System
  • Islamic Law of contract & Business Transactions
  • Islamic Finance – Products and Procedures
  • Murabaha and Musawamah
  • Salam and Istisna‘a’
  • Ijarah – Leasing
  • Takaful
  •  

WHO SHOULD ATTEND

  • Anyone seeking a basic understanding of the nature and form of Islamic Banking /Professionals /Chartered Accountants / Corporates / Lawyers / Businessmen / Any Graduate / Management Students.
RETAIL BANKING COURSE

COURSE OVERVIEW

This Retail Banking Course will help learners to develop their skills in the banking environment. If you have ever wanted to learn about banking this course will provide you with a great introduction. The course will cover a range of modules and provide multiple examples for assessment. So if you keen to learn about numbers then take the Retail Banking Course today.

PROGRAM KEY FEATURES:

  • Introduction to Retail Banking
  • Financial Systems
  • Types of Banking
  • Retail Banking Products
  • Retail Lending & Mortgages
  • Banking Services
  • Payment Systems & Services
  • Credit & Debit Cards
  • Banking Operations
  • Anti-Money Laundering
  • Final Assessment

WHO SHOULD ATTEND

  • Executive Directors
  • Directors
  • Top Management
  • Heads of Banking Departments
BANKING SERVICES AND MARKETING STRATEGIES

COURSE OVERVIEW

Banks offer the similar products and services mostly. What distinguishes one bank from another therefore will be the quality and uniqueness of services rendered, plus the marketing strategies deployed. This programme is packaged to deepen the participants’ knowledge in service delivery and also enhance their marketing skills that will position them for innovative and excellent service delivery.

COURSE OBJECTIVES

At the end of this workshop, participants will be able to:

  • understand their marketing roles and functions
  • appreciate how to make financial services and products unique and do their marketing in a special way
  • acquire detailed knowledge of marketing concepts, techniques, skills and tools needed as operators in the financial service industry
  • audit their marketing function

WHO SHOULD ATTEND

  • bank staff with marketing responsibility,
  • marketing professionals in the banking industry.
PRINCIPLES OF BANKING AND FINANCE

COURSE OVERVIEW

The specific aims of this course are to:

  • Provide institutional features of financial systems.
  • Identify key issues and problems arising in banking and finance.
  • Introduce the key economic concepts required to analyse these key issues and problems.
  • Illustrate how these economic principles can be applied to address the key issues identified.
  • Show how the institutional features address the key issues identified

PROGRAM KEY FEATURES:

  • At the end of the course and having completed the essential reading and activities students should:
  • Discuss why financial systems exist, and how they are structured
  • Explain why the relative importance of financial intermediaries and financial markets is different around the world, and how bank-based systems differ from market-based systems
  • Understand why financial intermediaries exist, and discuss the role of transaction costs and information asymmetry theories in providing an economic justification
  • Explain why banks need regulation, and illustrate the key reasons for and against the regulation of banking systems
  • Discuss the main types of risks faced by banks, and use the main techniques employed by banks to manage their risks
  • Explain how to value real assets and financial assets, and use the key capital budgeting techniques (net present value and internal rate or return)
  • Explain how to value financial assets (bonds and stocks)
  • Understand how risk affects the return of a risky asset, and hence how risk affects the value of the asset in equilibrium under the fundamental asset pricing paradigms (capital asset pricing model and asset pricing theory)
  • Discuss whether stock prices reflect all available information, and evaluate the empirical evidence on informational efficiency in financial markets.

WHO SHOULD ATTEND

  • Anyone with an interest in Banking
  • An employed person wishing to enhance, develop or formalise his / her skills and knowledge with a qualification in this area.